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Pesa Notes
Personal money on Android

Know what you have. Know what you can spend.

A bank balance is not leftover cash. Pesa Notes shows what is actually free after bills, savings, essentials, and the buffer you chose. It lives on your phone, not in a shop till.

GET IT ONGoogle PlaySee the product

Offline after setup. Transfers are not spending. Ads never cover the balance card or +.

On your phone

The ledger is SQLite on the device. Day-to-day money works without internet.

Any country

195 countries, locale money formatting. Currency is set once at setup.

Honest leftover

Upcoming bills and your buffer come off first. Total balance is never treated as spendable.

Optional lock

PIN or password plus fingerprint or face. Reminders stay on-device.

Product

One app for your own money

Home, Activity, Calendar, Plans, Insights, and a + button. Transfers between your accounts are not spending. No till, no customers, no shop profile.

What you can spend today
Home starts with leftover money after upcoming bills, planned savings, essentials, and your buffer. That number is not a misleading total.
Add in about five seconds
Amount, category, save. Income, expense, or transfer. Date defaults to now. Recurrence stays collapsed until you need it.
Cash, bank, mobile money, card
One person, many accounts. Country presets are labels on generic account types.
Plans that look ahead
Budgets, goals, debts, and a calendar of what is coming. Insights stay factual. No shame copy.
Local-first
SQLite on the device. Sign in is required at setup. Drive backup is optional and encrypted.
Lock it
Optional PIN or password plus fingerprint or face. Daily check-in, weekly review, bills the morning before they are due.

Getting started

Up and recording in minutes

  1. 1

    Sign in and pick your country

    Email or Google. Country sets currency once. It does not change later. Restore reloads it.

  2. 2

    Name yourself and your accounts

    Photo starts from your account. Add cash, bank, mobile money, or a card with opening balances.

  3. 3

    Set a buffer, then add as you go

    Optional payday and emergency cushion. After that, add money in seconds. Home updates what is left to spend.

Pricing

Free to track. Premium to plan ahead.

Prices and currency are shown in Play at checkout. Subscriptions renew until you cancel in Google Play. Plans in the app are monthly or four months.

Free

Ad-supported. One banner, never on the balance card or +.

  • Income, expenses, transfers
  • Multiple accounts and what you can spend
  • Daily and monthly summaries
  • Up to three budgets
  • On-device storage
Premium

Monthly or 4-month plans. Eligible first-time users may get a short trial after setup, as shown in the app and Play.

  • No ads
  • Unlimited budgets and custom categories
  • Recurring rules, calendar, goals, debts
  • Monthly story, export, encrypted Drive backup
GET IT ONGoogle Play

FAQ

Quick answers

After setup, yes. Money lives in SQLite on your phone. You need a connection to sign in, restore an encrypted Drive backup, buy Premium on Google Play, or load ads on the free tier.

Start with what you can spend today

Free on Google Play. Track on your phone. Upgrade in-app when you want plans, backup, and no ads.

GET IT ONGoogle Play